Standing Order

Theme

Vertical & next-gen payments

Payment platforms purpose-built for a specific vertical (restaurants, hospitality, integrated software) plus the Cash App / Square-style consumer-merchant networks.

Vertical payments players own the software and the payment rails for a specific industry — Toast in restaurants, Shift4 across hospitality and sports venues — earning higher take-rates than horizontal acquirers and locking in merchants through workflow integration. Block (XYZ) sits adjacent with Cash App's consumer network plus Square's seller ecosystem, partially monetized by bitcoin flow.

Companies · 9

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